Credit Structurer - Pictet Wealth Management

Your teamPictet Wealth Management combines more than 200 years of Swiss banking heritage with global investment expertise. The Partner-owned financial services group offers a comprehensive service for wealthy individuals and families, including discretionary and advisory investment solutions, and family office services.PWM is seeking to recruit a Credit Structurer for its Wealth Solutions unit.As a member of Credit Structuring team, your mission will be to support Relationship Managers (RMs) regarding Pictet’s credit capabilities and service to Wealth Management clients. In this role, you will help RMs design appropriate credit structure for clients, prepare and present such credit requests for approval to the Group Credit Committee.Your roleYou will be responsible for:Acting as a credit specialist and advising PWM and PAS on how to structure and facilitate complex lending solutions as soon as they begin to materialise;Underwriting and executing both loan and derivative structures, performing high-quality analysis, due diligence and giving credit presentations;Preparing and presenting credit requests to the Group Credit Committee;Assessing the risk associated with complex credit structures;Educating and training Relationship Managers on Pictet’s Credit Policy, procedures and directives;Working closely with RMs and Management, providing them with expertise and guidance on the Bank’s Credit policies;Presenting Pictet’s credit capabilities and services to clients, when required;Monitoring of the credit conditions;Working with the Credit Business Development team to identify and develop new business opportunities for new and existing clients.Your profileAt least 2 years’ previous working experience in the field of secured credit activities for wealth management clients.Strong capacity to apply solution-driven approaches.Familiar with legal, compliance, tax and cross-border frameworks and environments.Knowledge of investment products, particularly in FX (Margin Man) and other derivatives.Knowledge of Avaloq; would be a plus.Previous experiences in private banking, would be an asset.Fluent in French and English; proficiency in other languages a plus.Proficient user of MS Office (Word, Excel and PowerPoint).As the chosen applicant, you will have excellent analytical and problem-solving skills as well as being methodical, precise and highly organised in your work. In addition to having first-rate interpersonal, communication and presentation skills, you will be a strong team player.Ref: CM/CB/PSVNoteWe will not accept any CVs via agenciesDiversity & InclusionPictet is an equal opportunity employer and is committed to creating a diverse environment. We respect all individuals and seek their inclusion in the workplace.Requisition ID78482- Posted03/12/2021-Switzerland-Geneva-Experienced Professionals-Activity area (1)Direction & Etat Major